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Letter from Editors

Innovativeness of Banks as a Driver of Social Welfare
BEATA CIAŁOWICZ,

ANDRZEJ MALAWSKI

Foreign Direct and Portfolio Investment in the Contemporary Globalized World: Should They Be Still Treated Separately?
MARCIN HUMANICKI, ROBERT KELM, KRZYSZTOF OLSZEWSKI

Life Cycle Income and Consumption Patterns in Poland
ALEKSANDRA KOLASA

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